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Rising prices have put pressure on family budgets: 63% of Americans say inflation has prevented them from saving more, according to Bankrate. This makes budgeting our expenses a top priority for many families.

That’s where budgeting apps come in. With the popular Mint app closing this spring, there are plenty of other apps you can consider. These apps allow you to sort out your finances by organizing your spending into categories, setting savings and retirement goals, and getting a review of your finances.

Here’s a look at other budget-friendly apps that you can download through the Apple App Store or Google Play. All applications indexed here guarantee users that the knowledge received from their bank accounts is a password and will not be shared with third-party providers. They also have two-factor authentication to protect your monetary information. All costs shown are as of December 2024.

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You Need a Budget is a good choice if you need to use a detailed and convenient budgeting app to track expenses. By helping you prioritize where you spend your money, YNAB offers a holistic technique for tracking your spending habits. YNAB offers 4 regulations that users will have to follow.

The first is based on what’s called zero-based budgeting, where you allocate every single dollar in your bank account to a specific expense. In case of emergency, the application helps you modify your budget to cover possible unforeseen expenses.

The second rule is to plan for large, infrequent expenses (for example, for home maintenance or annual insurance premiums) by setting aside cash each month, while the third rule encourages you to make changes if you run out of cash in one of the their projects. Budget categories by transferring cash to them from another category.

YNAB’s fourth rule is to “age your money” — in other words, once you get used to budgeting and spending less, you can pay for your current monthly bills with money you saved from the previous month rather than from your most recent paycheck. In addition to providing budgeting advice, YNAB also offers live money-management workshops online.

Price: Sign up for a free trial for 34 days, then $14. 99 per month or $109 if you pay annually.

If you’re new to a budgeting app, you can easily decide on one of those options.

Simplifi through Quicken offers easy-to-navigate menus and charts and creates a consistent, personalized spending plan that you can use to monitor your source of income and expenses. Your spending plan adjusts as your expenses are replaced, and the app’s features allow you to replace your budget seamlessly. In addition to tracking your expenses, Simplifi helps you plan for the future, projecting your money based on future expenses so you can replace your expenses accordingly. Quicken also recently launched LifeHub, which will allow you to upload and organize your most vital monetary documents in a secure virtual hub. This protects them in the event of a fire, flood, or other crisis in your home. The service costs just $1. 99 per month.

Price: Sign up for $2.99 monthly, billed annually.

Tiller is possibly the most productive app for you if you like spreadsheets to balance your budget. After linking your money accounts to Tiller, you can use one of its templates to create a traditional budget spreadsheet in Google Sheets or Microsoft Excel, and the sheets automatically come with updated data about your spending and balances. of connected accounts. You can also have Tiller send you daily email updates about your account balances.

Price: Try it free for 30 days, then $79 per year.

Jason Gerber, a certified financial planner and managing partner for Prime Capital Investment Advisors, recommends Empower (formerly known as Personal Capital) because it allows you to monitor both your spending and your investment portfolios.

For example, if you have investment accounts with Fidelity Investments and Morgan Stanley, you can view any of your portfolios, adding asset allocation and asset allocations, in a dashboard of the Empower app. You can also link other accounts, such as 529 schooling savings plans, fitness savings accounts, and home mortgage.

Price: Get the Empower app free on Google Play or the Apple App Store.

If you sign up for a PocketGuard Plus subscription, you can set up a debt repayment plan that fits your budget. You enter key points like the minimum payment and APR on your debts, and PocketGuard allocates enough cash to cover the debt and sets up a payment schedule. Plus plan members can also create unlimited budgets and savings goals.

The free Basic plan will allow you to create a budget and track your bills, expenses, and income.

Price: Try the Plus plan free for 7 days. The Plus plan costs $12. 99 per month and $74. 99 per year.

After downloading the Honeydue app, you can also invite your spouse via email or text message to download it. Once you have the app, you’ll be able to control your budgets and track your spending behavior on joint accounts. (Your spouse may not be able to see data about your individual accounts and vice versa. ) You can also coordinate invoice invoices and talk about managing your budget in the chat section of the app.

Price: Download the free app from the Apple App Store or Google Play.

While some budgeting apps help you stay on track with your spouse, Monarch will help you partner with your financial advisor. As with other budgeting apps, once you attach your accounts to Monarch, you can track your spending. However, Monarch will also allow you to securely share your account details with your advisor so they can collaborate on your savings and investment goals. You can also share the app with your spouse or household members, who will have their own login.

Once you create an account with Monarch, you can add your financial adviser to your account at no extra cost. Your adviser can securely log in to his or her separate account and won’t be able to see your personal identifying information, such as your bank account number.

Price: Try it free for seven days, then $14. 99 per month or $69. 99 per year.

Gerber notes that whilst budgeting apps can be helpful, you deserve to also check out to take a hands-on technique to managing your budget. Take time every one week to review your finances with your spouse or alone. And even if you use an app, he adds, you deserve to assembly with a monetary advisor to talk about the most productive way to in attaining your monetary goals.

Note: This item first appeared in Kiplinger Personal Finance Magazine, a monthly, trustworthy source of advice and guidance. Subscribe to help you make more money and keep more of the money you make.

Ella Vincent is a personal finance writer who has written about credit, retirement, and employment issues. She has previously written for Motley Fool and Yahoo Finance. She enjoys going to concerts in her native Chicago and watching basketball.